I was close to cancelling this year because I was needing to manually import all the time, but this fall they seem to have launched a new integration of some kind and things are moving very smoothly. Regardless, I find it meets my needs well, has a smooth enough interface, and their connections seem to have been substantially improved recently. I feel like there's value there for people who are more paycheck to paycheck, but I don't need it. I have never totally got the approach to credit cards or their concept of being over/under spent in the aggregate, so I just ignore it. I think I fundamentally like the envelope method for those types of expenses (and the idea of pulling money from one bucket to another, carrying over excess into the next month, etc.). I appreciate the ability to have running totals for infrequent expenses I budget for (like house repairs, insurance, etc.). In the last couple of months two accounts that had not worked for years adopted the new method and now all of my accounts import automatically. At least YNAB is extremely responsive at fixing these issues, and the system is becoming standardized. And if your bank does something weird, it my never be supported by any platform.
Moneydance review 2021 trial#
If you aren't living paycheck to paycheck, it will take more than a month of use to fully implement the YNAB method (this is why their free trial period is for 35 days).Īs for account support, the problem is that this is not yet standardized, so it requires constant updates to keep the import mechanism working for every bank. The only reason you wouldn't be able to budget monthly with YNAB is because you are in one sense or another living paycheck to paycheck, and thus, don't have enough in reserve to budget for the month before you get paid. It's been extremely effective at making us substantially more efficient with our income, and the support is unparalleled. I could not personally be happier with YNAB. Does anyone use anything they find easy and doesn't have issues with their accounts? I used YNAB at one point but didn't care for its style of budgeting (I want to budget monthly, not as I get a paycheck).
Is there anything good out there? I dont care what it costs. I have used Personal Capital for investment tracking for several years but it doesn't really do personal finance budgeting. Does anyone use anything they find easy and doesn't have issues with their accounts? I feel like what I am asking for is pretty easy. Banktivity failed to add my accounts and Quicken tried to bait and switch me into paying more then failed on processing my transaction anyways.
Moneydance review 2021 software#
I have read many reviews of others software and just tried to test Banktivity and Quicken. I chose not to renew in Sep and Citi is still broken to this day according to their website. Then it went into several months where it wouldn't work with USAA or Citi. It was really easy for me to bucket downloaded transactions and track monthly spending. I was using EveryDollar to manage budgets for about a year.
0 kommentar(er)
